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Okay, this has been on my mind for a while.
If you do an EGR delete and then you have an accident, say you rear end another car by failing to brake in time, and your car is taken by flatbed to a repairer as its not drivable, then surely there is a chance that the insurance cover will be declared null and void because your car is technically roadworthy?
On the flip side, this article suggests that the insurance can't decline to cover the damage unless the "insurer's interests have been prejudiced" by the modification / condition of the car, e.g. if the tyres are unroadworthy and the car is hit by somebody else then of course the unroadworthy tyres didn't cause the accident and so they can't say they won't cover it. https://insurancelaw.org.au/factshee...sed-factsheet/
HOWEVER, of course with an EGR delete it's quite a high level illegality so surely there is a chance that a repairer (especially one that does lots of work for an insurance mob) may notify the insurance mob and the insurer tries to decline cover, and even if they can't do that they may report the illegality of the EGR mod to, I don't know, whatever authority would fine you big money for making such a high level illegal mod? (e.g. Police / EPA.) And what about if the accident has injured or killed somebody and the police are involved and the car even perhaps impounded for a roadworthiness check?
Are none of the thousands of EGR deleters even remotely worried about this kind of thing?
If you do an EGR delete and then you have an accident, say you rear end another car by failing to brake in time, and your car is taken by flatbed to a repairer as its not drivable, then surely there is a chance that the insurance cover will be declared null and void because your car is technically roadworthy?
On the flip side, this article suggests that the insurance can't decline to cover the damage unless the "insurer's interests have been prejudiced" by the modification / condition of the car, e.g. if the tyres are unroadworthy and the car is hit by somebody else then of course the unroadworthy tyres didn't cause the accident and so they can't say they won't cover it. https://insurancelaw.org.au/factshee...sed-factsheet/
HOWEVER, of course with an EGR delete it's quite a high level illegality so surely there is a chance that a repairer (especially one that does lots of work for an insurance mob) may notify the insurance mob and the insurer tries to decline cover, and even if they can't do that they may report the illegality of the EGR mod to, I don't know, whatever authority would fine you big money for making such a high level illegal mod? (e.g. Police / EPA.) And what about if the accident has injured or killed somebody and the police are involved and the car even perhaps impounded for a roadworthiness check?
Are none of the thousands of EGR deleters even remotely worried about this kind of thing?
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