Who are you insured through?

[BruceandBobbi]

[Pickle]

Club 4x4 ... Premium $1293.19 insured market value + $6,700.00 accessories.
Offroad recovery included $1500.00
Dave

[Andyjanks]

Insurance

I am with Shannons - have been for many years and have been very happy with them. Agreed value, good people to talk to on the phone etc.

The salvage rights thing - I have the same but when I asked "if it's a write-off can I keep the vehicle?" I was told "after we pay the agreed value amount you will have first offer of buying the wreck". That wasn't quite how I thought it worked but I must read the policy, I suppose!

[Barneymutt]

I have my NL insured with Shannons. Agreed value $9900, (they reduced it by $100 at last renewal).
My Previous insurer, RACQ, would only offer market value and no salvage rights. They lost all my business.
Some time ago I had a VL Commodore, 2 actually but, my heart wasn't in them, insured with NRMA.
One of them was hit up the backside, $1500 damage and they wanted to write it off. Three months of to-ing and fro-ing, they revalued it and repaired it.

[Mulcher]

Thanks for the input guys